All prices mentioned in this document are in CHF.
1. Opening and maintenance
| Opening CIM Multicurrency Account |
90.- |
Maintenance of CIM Multicurrency Account
|
90.- quarterly |
|
Maintenance of CIM Precious Metal account, Gold, Silver,
Palladium and Platinum
|
80.- quarterly |
2. Market transactions
2.1 Shares
| Standard |
CIM orders & Managed clients |
0.50%
Min. CHF 25.- or equivalent
|
0.30%
Min. CHF 25.- or equivalent
|
|
Standard |
CIM Orders & Managed clients |
| Investment funds |
0.50%
Min. CHF 25.- or equivalent
|
0.30% |
| Daily NAV |
Min. CHF 25.- or equivalent |
|
| Others |
Min. 1.00%
Min. CHF 25.- or equivalent
|
|
|
Standard |
CIM Orders & Managed clients |
| Less than two years |
0.25% |
0.15% |
| 2-5 years |
0.35% |
0.25% |
| Over 5 years |
0.50%
Min. CHF 25.- or equivalent |
0.40%
Min. CHF 25.- or equivalent |
2.4 Derivatives Transactions
Futures
Shares, bonds, commodities, forex, etc.
|
CHF 30.- per contract or equivalent |
Standard Options
Shares, bonds, commodities, forex, etc.
|
CHF 10.- per contract or equivalent |
3. Forex Transactions
For any transaction
|
Fee in % maximum
|
Fee in % minimum (Volume-based)
|
| 1.15 |
0.25 |
Exception
In the event of deteriorated market conditions on certain currency pairs, the bank reserves the right to apply a spread of up to 5%.
4. Maintenance fees
4.1 Custody fees
|
Managed clients |
Standard |
| Custody fees |
0.18% |
0.22% |
| Custody fees precious metals |
0.45% |
0.45% |
| Minimum |
0.- |
60.- |
4.2 Dividends and Coupons Fees
Free of Charge
5. Unequalled Management fees
5.1 CIM Mandate
| Cautious |
0.05% quarterly |
| Standard |
0.08% quarterly |
| Dynamic |
0.08% quarterly |
| All mandates |
0.20% quarterly |
5.3 Every Client is Unique Mandate
| Bonds |
0.08% quarterly |
| Mixed |
0.15% quarterly |
| Shares |
0.20% quarterly |
6. Loan facility - Lombard loan
Available in more than 15 different currencies.
In CHF, EUR, USD, GBP, CNH
| Lombard current account |
Refinancing rate |
Bank reference rate +4.5% |
| Lombard fixed advances |
Refinancing rate |
Bank reference rate +1.5% |
| Credit fees |
|
Free of charge |
| Lombard current account |
Refinancing rate |
Bank reference rate +4.75% |
| Lombard fixed advances |
Refinancing rate |
Bank reference rate +2.75% |
| Credit fees |
|
Free of charge |
7. Term and fiduciary deposits
7.1 Term deposits at CIM Bank
| Free of charge |
|
Interests are subject to the Swiss withholding tax of 35%.
|
7.2 Fiduciary fixed-term deposits
| Annual fee: |
0.50% |
| Minimum fee: |
50.- |
| Any movement of cash: |
50.- |
7.3 Fiduciary 48 hours call deposits
| Annual fee: |
0.50% |
| Minimum fee: |
50.- |
| Any movement of cash: |
50.- |
8. Transfers
8.1 Incoming transfers
Free of charge
8.2 Outgoing transfers
| Equivalent CHF |
In CHF & EUR (SEPA Zone)
|
All currencies |
|
Manual |
E-Banking |
Manual |
E-Banking |
| 0 – 3’000 |
25.- |
3.50 |
40.- |
25.- |
| 3’000 – 99’999 |
60.- |
40.- |
150.- |
105.- |
| 100’000 – 499’999 |
200.- |
150.- |
500.- |
350.- |
| 500’000 – 999’999 |
350.- |
245.- |
650.- |
455.- |
| From 1’000’000 |
0.025% |
0.020% |
0.050% |
0.045% |
Processing fees up to CHF 300.- max. may be applied as extra charges. Bank Charges may be doubled if the transfer is under express demand.
8.2.2 Other special transfer services
| Swift request: |
50.- |
| Payment confirmation: |
100.- |
| Notice to the beneficiary: |
100.- |
| Costs of search (less than 3 months): |
100.- |
| Costs of search (more than 3 months): |
200.- |
| Return of Incoming Funds: |
100.- |
| Cancellation of an Outgoing transfer: |
100.- |
| Confirmation of crediting for an Outgoing transfer: |
100.- |
| Amendment of an Outgoing transfer: |
100.- |
8.3 Transfers of securities
| Incoming |
100.- per position of securities / maximum 0,50 % of
corresponding value
|
| Outgoing |
100.- per position of securities / maximum 0,50 % of
corresponding value
|
| Transfer of specific securities: |
Maximum 1% |
9. Cash transactions
9.1 Cash withdrawal/Deposit
| Withdrawals in CHF |
0.25% |
| Withdrawals in other currencies |
0.50% |
| Deposit in CHF |
0.15% |
| Deposit in other currencies |
0.50% |
| Of the guarantee per annum |
2,5% |
| Minimum |
190.- |
|
Standard |
| Hold mail, e-banking, Account statement by post |
100.- yearly |
| Account statements, other letters |
30.- / 50.- |
| Tax statements |
120.- yearly |
| Reference |
300.- |
| Any correspondence by post |
120.- |
| High risk accounts fee |
150.- quarterly |
| Freezing of assets (competent authorities) |
min. 500.-, up to 1% |
| Precious Metal account |
1% yearly |
| Electronic identification and signature |
50.- |
| Account amendment fee |
50.- / 750.- |
| Account closure fee |
300.- |
| Digipass fees for E-Banking connection |
100.- |
| Retrocession commissions |
80.- |
12. Delivery of statements and estimates
|
Standard |
| By E-Banking |
Free of charge |
| By postal mail |
30.- |
| Specific courier DHL |
120.- |
| By other mean |
30.- |
| Height |
Width |
Depth |
Annual rent |
| 5 cm |
30 cm |
30 - 45 cm |
250.- |
| 7 cm |
30 cm |
30 - 45 cm |
300.- |
| 10 cm |
30 cm |
30 - 45 cm |
350.- |
| 15 cm |
30 cm |
30 - 45 cm |
550.- |
| 20 cm |
30 cm |
30 - 45 cm |
700.- |
| 30 cm |
30 cm |
30 - 45 cm |
900.- |
| 45 cm |
30 cm |
30 - 45 cm |
1150.- |
14. Remarks
- Swiss residents are liable to pay VAT (Value Added Tax) applicable to certain services of the Bank, while non-resident clients are not. The following fees and commissions do not include VAT.
- The Bank’s remuneration for any other not described above shall be determined by the Bank with the client.
- This tariff is subject to changes in accordance with the General Terms and Conditions of the Bank.
- Brokerage and any eventual fees charged by third parties on all transactions will be debited separately. Federal stamp duty is levied according to the Swiss Federal Stamp Duty Act.
- Additional fees may apply for accounts managed by external managers.
