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Fees & Commissions for Company Accounts

All prices mentioned in this document are in CHF.

1. Opening and maintenance

Opening CIM Multicurrency AccountFree of charge
Maintenance of CIM Multicurrency Account
120.- quarterly

2. Transfers

2.1 Incoming transfers*
Equivalent CHF
0 – 1'99915.-
2'000 – 4'99930.-
5'000 – 19'99950.-
20'000 – 49'999100.-
50'000 – 99'999150.-
100'000 – 199'999250.-
200'000 – 499'999350.-
500'000 – 999'999450.-
1'000'000 – 1'499'999 520.-
From 1'500'0000,035%
2.2 Outgoing transfers*
Equivalent CHF In CHF & EUR (SEPA Zone) All currencies
ManualE-BankingManualE-Banking
0 – 1'99915.-10.-40.-25.-
2'000 – 4'99930.-15.-40.-25.-
5'000 – 19'999 50.-25.-90.-45.-
20'000 – 49'999 100.-50.-150.-105.-
50'000 – 99'999 150.-100.-250.-175.-
100'000 – 199'999 250.-150.-450.-315.-
200'000 – 499'999 350.-250.-550.-385.-
500'000 – 999'999 450.-350.-650.-455.-
1'000'000 – 1'499'999 550.-450.-750.-525.-
From 1'500'000 0,035%0,030%0,050%0,045%

* Including internal transfers

Processing fees up to CHF 300.– max. may be applied as extra charges.

Bank Charges may be doubled if the transfer is under express demand.

2.2.1 Other special transfer services
Swift request50.-
Payment confirmation:100.-
Notice to the beneficiary:100.-
Costs of search (less than 3 months):100.-
Costs of search (more than 3 months):200.-
Return of Incoming Funds:100.-
Cancellation of an Outgoing transfer:100.-
Confirmation of crediting for an Outgoing transfer: 100.-
Amendment of an Outgoing transfer:100.-
2.3 Transfers of securities
Incoming100.- per position of securities / maximum 0,50 % of corresponding value
Outgoing100.- per position of securities / maximum 0,50 % of corresponding value
Transfer of specific securitiesMaximum 1%

3. Cash transactions

3.1 Cash withdrawal/Deposit
Withdrawals0.5%
Deposit0.5%
3.2 Cheques
Collection
Minimum150.-
Maximum10%
Return minimum 150.-
maximum 500.-

4. Forex transactions

For any transaction
Fee in % maximum Fee in % minimum (Volume-based)
1.150.25
Exception
In the event of deteriorated market conditions on certain currency pairs, the bank reserves the right to apply a spread of up to 5%.

5. Guarantee issue

Of the guarantee per annum2,5%
Minimum190.-

6. Administrative costs

Standard
Administrative costs for commercial activity 750.- yearly
Hold mail, E-banking, account statement by post 100.- yearly
Account statement, other letters30.- / 50.-
Tax statements120.- yearly
Reference letter300.-
Any correspondence by post120.-
High risk accounts fees150.- quarterly
Legal Fee150.- quartely
Freezing of assets ( competent authorities)min. 500,- up to 1%.
Account opening fee when first deposit < CHF 20'000.- Up to 500.-
Capital payment Account opening500.-
Precious Metal account1% yearly
Electronic identification and signature fees 50.-
Account amendment50.- / 750.-
Account closure fee300.-
Digipass fees for E-Banking connection 100.-

7. Market transactions

7.1 Shares
StandardCIM orders & Managed clients
0.50%
Min. CHF 25.- or equivalent
0.30%
Min. CHF 25.- or equivalent
7.2 Investment funds
StandardCIM orders & Managed clients
Investment funds0.50%0.30%
Daily NAVMin. CHF 25.- or equivalent
Others Min. 1.00%
Min. CHF 25.- or equivalent
7.3 Bonds
StandardCIM orders & Managed clients
Less than two years0.25%0.15%
2-5 years0.35%0.25%
Over 5 years Min. 0.50%
Min. CHF 25.- or equivalent
Min. 0.40%
Min. CHF 25.- or equivalent
7.4 Derivatives Transactions
Standard
Futures
Shares, bonds, commodities, forex, etc.
CHF 30.- per contract or equivalent
Standard Options
Shares, bonds, commodities, forex, etc.
CHF 10.- per contract or equivalent

8. Maintenance fees

8.1 Custody fees
Managed clientsStandard
Custody fees0.18%0.22%
Custody fees precious metals0.45%0.45%
Minimum per line0.-60.-
8.2 Dividends and Coupons Fees
Free of Charge

9. Management fees

9.1 CIM Mandate
Cautious0.05% quarterly
Standard0.08% quarterly
Dynamic0.12% quarterly
9.2 Blackrock Mandate
All mandates0.20% quarterly
9.3 Every Client is Unique Mandate
Bonds0.08% quarterly
Mixed0.15% quarterly
Shares0.20% quarterly

10. Loan facility - Lombard loan

Available in more than 15 different currencies.

In CHF, EUR, USD, GBP, CNH
Lombard current accountRefinancing rateBank reference rate +4.5%
Lombard fixed advancesRefinancing rateBank reference rate +1.5%
Credit feesFree of charge
Others
Lombard current accountRefinancing rateBank reference rate +4.75%
Lombard fixed advancesRefinancing rateBank reference rate +2.75%
Credit feesFree of charge

11. Term and fiduciary deposits

11.1 Term deposits at CIM Bank
Free of charge
Interests are subject to the Swiss withholding tax of 35%.
11.2 Fiduciary fixed-term deposits (Euromarket)
Annual fee: 0.50%
Minimum fee:50.-
11.3 Fiduciary 48 hours call deposits
Annual fee: 0.50%
Minimum fee:50.-

12. International trade services fees

For ITS (International Trade Service) pricing conditions please have a look at our dedicated page : International business and trade services fees.

13. Safe deposit box

HeightWidthDepthAnnual rent
5 cm30 cm30 - 45 cm250.-
7 cm30 cm30 - 45 cm300.-
10 cm30 cm30 - 45 cm350.-
15 cm30 cm30 - 45 cm550.-
20 cm30 cm30 - 45 cm700.-
30 cm30 cm30 - 45 cm900.-
45 cm30 cm30 - 45 cm1150.-

14. Remarks

  1. Swiss residents are liable to pay VAT (Value Added Tax) applicable to certain services of the Bank, while non-resident clients are not. The following fees and commissions do not include VAT
  2. The Bank’s remuneration for any other not described above shall be determined by the Bank with the client.
  3. This tariff is subject to changes in accordance with the General Terms and Conditions of the Bank.
  4. Brokerage and any eventual fees charged by third parties on all transactions will be debited separately. Federal stamp duty is levied according to the Swiss Federal Stamp Duty Act.
  5. Additional fees may apply for accounts managed by external asset managers.

Contact CIM Bank