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Fees & Commissions for Private Accounts

All prices mentioned in this document are in CHF.

1. Opening and maintenance

Opening CIM Multicurrency Account Free of charge
Maintenance of CIM Multicurrency Account
90.- quarterly
Maintenance of CIM Precious Metal account, Gold, Silver, Palladium and Platinum 80.- quarterly

2. Market transactions

2.1 Shares
StandardCIM orders & Managed clients
0.50%
Min. CHF 25.- or equivalent
0.30%
Min. CHF 25.- or equivalent
2.2 Investment funds
StandardCIM Orders & Managed clients
Investment funds 0.50%
Min. CHF 25.- or equivalent
0.30%
Daily NAV Min. CHF 25.- or equivalent
Others Min. 1.00%
Min. CHF 25.- or equivalent
2.3 Bonds
StandardCIM Orders & Managed clients
Less than two years 0.25% 0.15%
2-5 years 0.35% 0.25%
Over 5 years 0.50%
Min. CHF 25.- or equivalent
0.40%
Min. CHF 25.- or equivalent
2.4 Derivatives Transactions
Futures
Shares, bonds, commodities, forex, etc.
CHF 30.- per contract or equivalent
Standard Options
Shares, bonds, commodities, forex, etc.
CHF 10.- per contract or equivalent

3. Forex Transactions

For any transaction
Fee in % maximumFee in % minimum (Volume-based)
1.150.25

Exception

In the event of deteriorated market conditions on certain currency pairs, the bank reserves the right to apply a spread of up to 5%.

4. Maintenance fees

4.1 Custody fees
Managed clientsStandard
Custody fees 0.18% 0.22%
Custody fees precious metals 0.45% 0.45%
Minimum0.-60.-
4.2 Dividends and Coupons Fees
Free of Charge

5. Unequalled Management fees

5.1 CIM Mandate
Cautious 0.05% quarterly
Standard 0.08% quarterly
Dynamic 0.08% quarterly
5.2 Blackrock Mandate
All mandates0.20% quarterly
5.3 Every Client is Unique Mandate
Bonds 0.08% quarterly
Mixed 0.15% quarterly
Shares 0.20% quarterly

6. Loan facility - Lombard loan

Available in more than 15 different currencies.

In CHF, EUR, USD, GBP, CNH
Lombard current account Refinancing rate Bank reference rate +4.5%
Lombard fixed advances Refinancing rate Bank reference rate +1.5%
Credit feesFree of charge
Others
Lombard current account Refinancing rate Bank reference rate +4.75%
Lombard fixed advances Refinancing rate Bank reference rate +2.75%
Credit feesFree of charge

7. Term and fiduciary deposits

7.1 Term deposits at CIM Bank
Free of charge
Interests are subject to the Swiss withholding tax of 35%.
7.2 Fiduciary fixed-term deposits
Annual fee:0.50%
Minimum fee: 50.-
7.3 Fiduciary 48 hours call deposits
Annual fee:0.50%
Minimum fee: 50.-

8. Transfers

8.1 Incoming transfers
Free of charge
8.2 Outgoing transfers
Equivalent CHF In CHF & EUR (SEPA Zone) All currencies
Manual E-Banking Manual E-Banking
0 – 3’00025.-3.5040.-25.-
3’000 – 99’99960.-40.-150.-105.-
100’000 – 499’999200.-150.-500.-350.-
500’000 – 999’999350.-245.-650.-455.-
From 1’000’000 0.025%0.020%0.050%0.045%

Processing fees up to CHF 300.- max. may be applied as extra charges. Bank Charges may be doubled if the transfer is under express demand.

8.2 Other special transfer services
Swift request: 50.-
Payment confirmation: 100.-
Notice to the beneficiary:100.-
Costs of search (less than 3 months): 100.-
Costs of search (more than 3 months): 200.-
Return of Incoming Funds: 100.-
Cancellation of an Outgoing transfer: 100.-
Confirmation of crediting for an Outgoing transfer: 100.-
Amendment of an Outgoing transfer: 100.-
8.3 Transfers of securities
Incoming100.- per position of securities / maximum 0,50 % of corresponding value
Outgoing100.- per position of securities / maximum 0,50 % of corresponding value
Transfer of specific securities: Maximum 1%

9. Cash transactions

9.1 Cash withdrawal/Deposit
Withdrawals in CHF0.25%
Withdrawals in other currencies0.50%
Deposit in CHF0.15%
Deposit in other currencies0.50%

10. Guarantee issue

Of the guarantee per annum 2,5%
Minimum 190.-

11. Administrative costs

Standard
Hold mail, e-banking, Account statement by post 100.- yearly
Account statements, other letters 30.- / 50.-
Tax statements 120.- yearly
Reference 300.-
Any correspondence by post 120.-
High risk accounts fee 150.- quarterly
Freezing of assets (competent authorities) 500.- yearly
Precious Metal account1% yearly
Electronic identification and signature 50.-
Account amendment fee 50.- / 750.-
Account closure fee 300.-
Digipass fees for E-Banking connection 100.-

12. Delivery of statements and estimates

Standard
By E-Banking Free of charge
By postal mail 30.-
Specific courier DHL 120.-
By other mean 30.-

13. Safe deposit box

HeightWidthDepthAnnual rent
5 cm 30 cm30 - 45 cm250.-
7 cm 30 cm30 - 45 cm300.-
10 cm 30 cm30 - 45 cm350.-
15 cm 30 cm30 - 45 cm550.-
20 cm 30 cm30 - 45 cm700.-
30 cm 30 cm30 - 45 cm900.-
45 cm 30 cm30 - 45 cm1150.-

14. Remarks

  1. Swiss residents are liable to pay VAT (Value Added Tax) applicable to certain services of the Bank, while non-resident clients are not. The following fees and commissions do not include VAT.
  2. The Bank’s remuneration for any other not described above shall be determined by the Bank with the client.
  3. This tariff is subject to changes in accordance with the General Terms and Conditions of the Bank.
  4. Brokerage and any eventual fees charged by third parties on all transactions will be debited separately. Federal stamp duty is levied according to the Swiss Federal Stamp Duty Act.
  5. Additional fees may apply for accounts managed by external managers.