Fees and commissions

For Private Banking Accounts

Swiss residents are subject to the VAT (value added tax) payment. VAT applies to some bank's services. The non-residents are not subject to the VAT payment. Fees and Commissions here stated do not include VAT.

Swiss residents also benefit from special rates.

Commercial accounts may be subject to additional fees. These fees and conditions do not apply to customers of Asset Managers.

Other services may be subject to additional fees. Please contact us for more information.

Money transfers (fees in Swiss Francs)

Incoming funds*
Amount CHF  
0 – 1'999 15.-
2'000 – 4'999 30.-
5'000 – 19'999 50.-
20'000 – 49'999 100.-
50'000 – 99'999 150.-
100'000 – 199'999 250.-
200'000 – 499'999 350.-
500'000 – 999'999 450.-
1'000'000 – 1'499'999 550.-
From 1'500'000 0,035%
Outgoing funds*
Amount Transfer in CHF
to all the countries
Transfer in EUR
to a SEPA** member
Other currencies (except CHF)
to non-SEPA** members
CHF Manual (CIM) e-banking Manual (CIM) e-banking Manual (CIM) e-banking
0 – 1'999 10.- 3.50 15.- 10.- 40.- 25.-
2'000 – 4'999 16.- 8.- 30.- 15.- 40.- 25.-
5'000 – 19'999 30.- 15.- 50.- 25.- 90.- 45.-
20'000 – 49'999 60.- 40.- 100.- 50.- 150.- 105.-
50'000 – 99'999 100.- 70.- 150.- 100.- 250.- 175.-
100'000 – 199'999 150.- 105.- 250.- 150.- 450.- 315.-
200'000 – 500'000 250.- 175.- 350.- 250.- 550.- 385.-
500'000 – 999'999 350.- 245.- 450.- 350.- 650.- 455.-
1'000'000 – 1'499'999 400.- 280.- 550.- 450.- 750.- 525.-
From 1'500'000 0,025% 0,020% 0,035% 0,030% 0,05% 0,045%

* Please note that there are costs of correspondent banks applied in addition to the above rates.
** Click here to see the list of SEPA members

Cash transactions

Cash withdrawals / Deposit
Withdrawals in CHF 0.15% to 0.50%
Withdrawals in other currencies 0.75%
(from 0.20% up to 0.9%)
Deposit in CHF or other currencies 0.15%

Credit cards (Visa, MasterCard, American Express)

Example: MasterCard/Visa Gold CHF
Issuance 200.-
Annual fees 400.-
Withdrawal 3.5% to ATMs in the world: Swiss min. 5 CHF, Abroad min. 10 CHF, 4% at the counters in the world: Swiss and abroad min. 10 CHF
Guarantee 1% (per year) min. CHF 120.-
Other fees (blockage, cancellation, etc) According to the Issuer's general condition
Other cards See the fees for all credit cards

Prepaid cards (Swiss Bankers, Visa, MasterCard)

Example: Swiss Bankers Travel Cash
Issuance Free
Annual fees Free
Activation CHF 45.-
Recharge via e-banking 1,5% + CHF 8.- *
Withdrawal 5 EUR - 5 CHF - 5 USD
Cost of use 1 EUR or 1.50 USD or 1.50 CHF per transaction
Other cards See the fees for all prepaid cards

* Manual recharge fees: 1,5% + 25 CHF

Accounts administration fees

Commercial account opening < 20 000 CHF CHF 150.-
Per individual account CHF   90.- /quarterly
Per commercial account CHF   120.- /quarterly
Per metal account CHF   90.- /quarterly *
Administrative fee companies CHF 750.- per year
Hold mail CHF 100.- per year *
Online consultation CHF 100.- per year *
Mailing charges CHF 100.- per year + CHF  25.-  per month *
Account closing fee CHF 300.-
Reference letter CHF 250.- minimum
Compliance fee CHF 400.-
Rubik fee (for UK and Austria residents) CHF 250.- per year *
Tax statements CHF 80.- per year

* if needed/on request

Account statement and evaluation statement

By ordinary mail CHF 30.-
By courier CHF 120.- par sending
By fax (outside European Union) CHF 35.-
By fax (European Union) CHF 15.-
By fax (Switzerland) CHF 5.-

Management mandate / advisory

Please contact your Relationship Manager.

Securities transactions

On all operations, transaction costs and subsequent counterpart fees are debited separately. The federal stamp (0.15%) is applied according to the federal law on stamp duty.

Bonds*
Under one year 0.20 %
1-2 years 0.30 %
2-5 years 0.40 %
Above 5 years 0.50 %
Stocks*
Stocks 0.50 %
Investment funds*
(Blackrock and Funds Authorised in Switzerland) 0.50 %
Others min. 1.00 %

*Minimum commission per market order : 25 CHF/EUR/USD

Safe deposit boxes

Upon request and availability.

Height Width Depth Rental per calendar year
5 cm 30 cm 45 cm CHF 250.-
7 cm 30 cm 45 cm CHF 300.-
10 cm 30 cm 45 cm CHF 400.-
15 cm 30 cm 45 cm CHF 550.-
20 cm 30 cm 45 cm CHF 700.-
30 cm 30 cm 45 cm CHF 900.-
45 cm 30 cm 45 cm CHF 1'150.-

Home Banking

Digipass (device, virtual, sms) CHF 100.- (activation)
Loss of the Digipass CHF 100.-
Home Banking Service Included in the account fees

I. For all other non-mentioned services within this document, the bank will establish cost with the client on a case by case basis.

II. Fees at 28/12/2016 - The present list of fees and commissions is subject to changes according to the bank's General Conditions.

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