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Fees & Commissions for Company Accounts
All prices mentioned in this document are in CHF.
1. Opening and maintenance
Opening CIM Multicurrency Account | Free of charge |
Maintenance of CIM Multicurrency Account | 120.- quarterly |
2. Transfers
2.1 Incoming transfers* | |
Equivalent CHF | |
0 – 1'999 | 15.- |
2'000 – 4'999 | 30.- |
5'000 – 19'999 | 50.- |
20'000 – 49'999 | 100.- |
50'000 – 99'999 | 150.- |
100'000 – 199'999 | 250.- |
200'000 – 499'999 | 350.- |
500'000 – 999'999 | 450.- |
1'000'000 – 1'499'999 | 520.- |
From 1'500'000 | 0,035% |
2.2 Outgoing transfers* | ||||
Equivalent CHF | In CHF & EUR (SEPA Zone) | All currencies | ||
Manual | E-Banking | Manual | E-Banking | |
0 – 1'999 | 15.- | 10.- | 40.- | 25.- |
2'000 – 4'999 | 30.- | 15.- | 40.- | 25.- |
5'000 – 19'999 | 50.- | 25.- | 90.- | 45.- |
20'000 – 49'999 | 100.- | 50.- | 150.- | 105.- |
50'000 – 99'999 | 150.- | 100.- | 250.- | 175.- |
100'000 – 199'999 | 250.- | 150.- | 450.- | 315.- |
200'000 – 499'999 | 350.- | 250.- | 550.- | 385.- |
500'000 – 999'999 | 450.- | 350.- | 650.- | 455.- |
1'000'000 – 1'499'999 | 550.- | 450.- | 750.- | 525.- |
From 1'500'000 | 0,035% | 0,030% | 0,050% | 0,045% |
* Including internal transfers
Processing fees up to CHF 300.– max. may be applied as extra charges.
Bank Charges may be doubled if the transfer is under express demand.
2.2 Other special transfer services | |
Swift request | 50.- |
Payment confirmation: | 100.- |
Notice to the beneficiary: | 100.- |
Costs of search (less than 3 months): | 100.- |
Costs of search (more than 3 months): | 200.- |
Return of Incoming Funds: | 100.- |
Cancellation of an Outgoing transfer: | 100.- |
Confirmation of crediting for an Outgoing transfer: | 100.- |
Amendment of an Outgoing transfer: | 100.- |
2.3 Transfers of securities | |
Incoming | 100.- per position of securities / maximum 0,50 % of corresponding value |
Outgoing | 100.- per position of securities / maximum 0,50 % of corresponding value |
Transfer of specific securities | Maximum 1% |
3. Cash transactions
3.1 Cash withdrawal/Deposit | |
Withdrawals | 0.5% |
Deposit | 0.5% |
3.2 Cheques | |
Collection | |
Minimum | 150.- |
Maximum | 10% |
Return |
minimum 150.- maximum 500.- |
4. Forex transactions
For any transaction | |
Fee in % maximum | Fee in % minimum (Volume-based) |
1.15 | 0.25 |
Exception |
In the event of deteriorated market conditions on certain currency pairs, the bank reserves the right to apply a spread of up to 5%. |
5. Guarantee issue
Of the guarantee per annum | 2,5% |
Minimum | 190.- |
6. Administrative costs
Standard | |
Administrative costs for commercial activity | 750.- yearly |
Hold mail, E-banking, account statement by post | 100.- yearly |
Account statement, other letters | 30.- / 50.- |
Tax statements | 90.- yearly |
Reference letter | 300.- |
Any correspondence by post | 120.- |
High risk accounts fees | 150.- quarterly |
Legal Fee | 150.- quartely |
Freezing of assets ( competent authorities) | 500.- yearly |
Account opening fee when first deposit < CHF 20'000.- | Up to 500.- |
Capital payment Account opening | 500.- |
Precious Metal account | 1% yearly |
Electronic identification and signature fees | 50.- |
Account amendment | 50.- / 750.- |
Account closure fee | 300.- |
7. Market transactions
7.1 Shares | |
Standard | CIM orders & Managed clients |
0.50% Min. CHF 25.- or equivalent |
0.30% Min. CHF 25.- or equivalent |
7.2 Investment funds | ||
Standard | CIM orders & Managed clients | |
Investment funds | 0.50% | 0.30% |
Daily NAV | Min. CHF 25.- or equivalent | |
Others |
Min. 1.00% Min. CHF 25.- or equivalent |
7.3 Bonds | ||
Standard | CIM orders & Managed clients | |
Less than two years | 0.25% | 0.15% |
2-5 years | 0.35% | 0.25% |
Over 5 years |
Min. 0.50% Min. CHF 25.- or equivalent |
Min. 0.40% Min. CHF 25.- or equivalent |
7.4 Derivatives Transactions | |
Standard | |
Futures Shares, bonds, commodities, forex, etc. | CHF 30.- per contract or equivalent |
Standard Options Shares, bonds, commodities, forex, etc. | CHF 10.- per contract or equivalent |
8. Maintenance fees
8.1 Custody fees | ||
Managed clients | Standard | |
Custody fees | 0.18% | 0.22% |
Custody fees precious metals | 0.45% | 0.45% |
Minimum per line | 0.- | 60.- |
8.2 Dividends and Coupons Fees |
Free of Charge |
9. Management fees
9.1 CIM Mandate | |
Cautious | 0.05% quarterly |
Standard | 0.08% quarterly |
Dynamic | 0.12% quarterly |
9.2 Blackrock Mandate | |
All mandates | 0.20% quarterly |
9.3 Every Client is Unique Mandate | |
Bonds | 0.08% quarterly |
Mixed | 0.15% quarterly |
Shares | 0.20% quarterly |
10. Loan facility - Lombard loan
Available in more than 15 different currencies.
In CHF, EUR, USD, GBP, CNH | ||
Lombard current account | Refinancing rate | Bank reference rate +4.5% |
Lombard fixed advances | Refinancing rate | Bank reference rate +1.5% |
Credit fees | Free of charge |
Others | ||
Lombard current account | Refinancing rate | Bank reference rate +4.75% |
Lombard fixed advances | Refinancing rate | Bank reference rate +2.75% |
Credit fees | Free of charge |
11. Term and fiduciary deposits
11.1 Term deposits at CIM Bank |
Free of charge |
Interests are subject to the Swiss withholding tax of 35%. |
11.2 Fiduciary fixed-term deposits (Euromarket) | ||
Annual fee: | 0.50% | |
Minimum fee: | 50.- |
11.3 Fiduciary 48 hours call deposits | ||
Annual fee: | 0.50% | |
Minimum fee: | 50.- |
12. International trade services fees
12.1 Pricing conditions per product | |
Import Documentary Credit Import Standby Letter of Credit |
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Export Documentary Credit Export Standby Letter of Credit |
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Import Documentary Collection Export Documentary Collection |
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Import Bank guarantee : |
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Export Bank Guarantee : |
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Transferable Documentary Credit |
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Transfer of a Documentary Credit |
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Transferred Documentary Credit |
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Common fees (when applicable) | |
Deferred payment / acceptance (per each set of documents) | 0.20% on documents value with a minimum of 500.- |
Amendment | 300.- / amend |
Cancellation | 300.- |
Discrepant documents | 150.- |
13. Safe deposit box
Height | Width | Depth | Annual rent |
5 cm | 30 cm | 30 - 45 cm | 250.- |
7 cm | 30 cm | 30 - 45 cm | 300.- |
10 cm | 30 cm | 30 - 45 cm | 350.- |
15 cm | 30 cm | 30 - 45 cm | 550.- |
20 cm | 30 cm | 30 - 45 cm | 700.- |
30 cm | 30 cm | 30 - 45 cm | 900.- |
45 cm | 30 cm | 30 - 45 cm | 1150.- |
14. Remarks
- Swiss residents are liable to pay VAT (Value Added Tax) applicable to certain services of the Bank, while non-resident clients are not. The following fees and commissions do not include VAT
- The Bank’s remuneration for any other not described above shall be determined by the Bank with the client.
- This tariff is subject to changes in accordance with the General Terms and Conditions of the Bank.
- Brokerage and any eventual fees charged by third parties on all transactions will be debited separately. Federal stamp duty is levied according to the Swiss Federal Stamp Duty Act.
- Additional fees may apply for accounts managed by external asset managers.
Contact CIM Bank
Monday to Friday, 08:30 AM to 06:30 PM +41 58 225 50 50.