Corporate fees - Simple and transparent !

1. Opening and maintenance

Opening CIM Multicurrency Account	Free of charge
Maintenance of CIM Multicurrency Account	120.- quarterly

2. Transfers

2.1 Incoming transfers*
Equivalent CHF
0 – 1'999	15.-
2'000 – 4'999	30.-
5'000 – 19'999	50.-
20'000 – 49'999	100.-
50'000 – 99'999	150.-
100'000 – 199'999	250.-
200'000 – 499'999	350.-
500'000 – 999'999	450.-
1'000'000 – 1'499'999	520.-
From 1'500'000	0,035%

2.2 Outgoing transfers*
Equivalent CHF	In CHF & EUR (SEPA Zone)		All currencies
	Manual	E-Banking	Manual	E-Banking
0 – 1'999	15.-	10.-	40.-	25.-
2'000 – 4'999	30.-	15.-	40.-	25.-
5'000 – 19'999	50.-	25.-	90.-	45.-
20'000 – 49'999	100.-	50.-	150.-	105.-
50'000 – 99'999	150.-	100.-	250.-	175.-
100'000 – 199'999	250.-	150.-	450.-	315.-
200'000 – 499'999	350.-	250.-	550.-	385.-
500'000 – 999'999	450.-	350.-	650.-	455.-
1'000'000 – 1'499'999	550.-	450.-	750.-	525.-
From 1'500'000	0,035%	0,030%	0,050%	0,045%

* Including internal transfers

Processing fees up to CHF 300.– max. may be applied as extra charges.

Bank Charges may be doubled if the transfer is under express demand.

2.2 Other special transfer services
Swift request	50.-
Payment confirmation:	100.-
Notice to the beneficiary:	100.-
Costs of search (less than 3 months):	100.-
Costs of search (more than 3 months):	200.-
Return of Incoming Funds:	100.-
Cancellation of an Outgoing transfer:	100.-
Confirmation of crediting for an Outgoing transfer:	100.-
Amendment of an Outgoing transfer:	100.-

2.3 Transfers of securities
Incoming	100.- per position of securities / maximum 0,50 % of corresponding value
Outgoing	100.- per position of securities / maximum 0,50 % of corresponding value
Transfer of specific securities	Maximum 1%

3. Cash transactions

3.1 Cash withdrawal/Deposit
Withdrawals	0.5%
Deposit	0.5%

3.2 Cheques
Collection
Minimum	150.-
Maximum	10%
Return	minimum 150.- maximum 500.-

4. Forex transactions

For any transaction
Fee in % maximum	Fee in % minimum (Volume-based)
1.15	0.25

Exception
A 3% spread applies to transactions in exotic currencies

5. Guarantee issue

Of the guarantee per annum	2,5%
Minimum	190.-

6. Administrative costs

	Standard
Administrative costs for commercial activity	750.- yearly
Hold mail, E-banking, account statement by post	100.- yearly
Account statement, other letters	30.- / 50.-
Tax statements	90.- yearly
Reference letter	300.-
Any correspondence by post	120.-
High risk accounts fees	150.- quarterly
Legal Fee	150.- quartely
Freezing of assets ( competent authorities)	500.- yearly
Account opening fee when first deposit < CHF 20'000.-	Up to 500.-
Capital payment Account opening	500.-
Precious Metal account	1% yearly
Electronic identification and signature fees	50.-
Account amendment	50.- / 750.-
Account closure fee	300.-

7. Market transactions

7.1 Shares
Standard	CIM orders & Managed clients
0.50% Min. CHF 25.- or equivalent	0.30% Min. CHF 25.- or equivalent

7.2 Investment funds
	Standard	CIM orders & Managed clients
Investment funds	0.50%	0.30%
Daily NAV	Min. CHF 25.- or equivalent
Others	Min. 1.00% Min. CHF 25.- or equivalent

7.3 Bonds
	Standard	CIM orders & Managed clients
Less than two years	0.25%	0.15%
2-5 years	0.35%	0.25%
Over 5 years	Min. 0.50% Min. CHF 25.- or equivalent	Min. 0.40% Min. CHF 25.- or equivalent

7.4 Derivatives Transactions
	Standard
Futures Shares, bonds, commodities, forex, etc.	CHF 30.- per contract or equivalent
Standard Options Shares, bonds, commodities, forex, etc.	CHF 10.- per contract or equivalent

8. Maintenance fees

8.1 Custody fees
	Managed clients	Standard
Custody fees	0.18%	0.22%
Custody fees precious metals	0.45%	0.45%
Minimum	0.-	60.-

8.2 Dividends and Coupons Fees
Free of Charge

9. Management fees

9.1 CIM Mandate
Cautious	0.05% quarterly
Standard	0.08% quarterly
Dynamic	0.12% quarterly

9.2 Blackrock Mandate
All mandates	0.20% quarterly

9.3 Every Client is Unique Mandate
Bonds	0.08% quarterly
Mixed	0.15% quarterly
Shares	0.20% quarterly

10. Loan facility - Lombard loan

Available in more than 15 different currencies.

In CHF, EUR, USD, GBP, CNH
Lombard current account	Refinancing rate	Bank reference rate +4.5%
Lombard fixed advances	Refinancing rate	Bank reference rate +1.5%
Credit fees		Free of charge

Others
Lombard current account	Refinancing rate	Bank reference rate +4.75%
Lombard fixed advances	Refinancing rate	Bank reference rate +2.75%
Credit fees		Free of charge

11. Term and fiduciary deposits

11.1 Term deposits at CIM Bank
Free of charge
Interests are subject to the Swiss withholding tax of 35%.

11.2 Fiduciary fixed-term deposits (Euromarket)
Annual fee:	0.50%
Minimum fee:	50.-

11.3 Fiduciary 48 hours call deposits
Annual fee:	0.50%
Minimum fee:	50.-

12. International trade services fees

12.1 Pricing conditions per product
Import Documentary Credit Import Standby Letter of Credit	Issuance: 0.20% per indivisible quarter on maximum Documentary Credit amount (tolerance included) with a minimum of CHF 500 Structuring fees (for draft wording and other specific request): minimum of CHF 300
Export Documentary Credit Export Standby Letter of Credit	Notification: 0.20% per indivisible quarter on maximum Documentary Credit amount (tolerance included) with a minimum of CHF 500 Pre-check of documents (per each set of documents): minimum of CHF 200
Import Documentary Collection Export Documentary Collection	Collection commission: 0.20% of the collection amount with a minimum of CHF 500 Release of documents “free of payment”: 0.20% calculated on the full amount with a minimum of CHF 500
Import Bank guarantee :	Issuance: 1% per annum (with first year indivisible) on maximum Bank Guarantee amount (tolerance included) with a minimum of CHF 500 Drawing and/or Payment (per each set of documents): 0.20% on documents value with a min. of CHF 500 Structuring fees (for draft wording and other specific request): minimum of CHF 300
Export Bank Guarantee :	Notification: 0.50% on maximum Bank Guarantee amount (tolerance included) with a minimum of CHF 500 Drawing and/or Payment (per each set of documents): 0.20% on documents value with a minimum of CHF 500 Pre-check of documents (per each set of documents): Based on transaction complexity but with a minimum of CHF 200
Transferable Documentary Credit	Issuance: 0.20% per indivisible quarter on maximum Documentary Credit amount (tolerance included) with a minimum of CHF 500 Utilization and/or Payment (per each set of documents): 0.20% on documents value with a minimum of CHF 500 Structuring fees (for draft wording and other specific request): Based on transaction complexity but with a minimum of CHF 300
Transfer of a Documentary Credit	Notification: 0.10% on maximum Documentary Credit amount (tolerance included) with a minimum of CHF 500 Issuance: 0.20% per indivisible quarter on maximum Documentary Credit amount (tolerance included) with a minimum of CHF 500 Pre-check of documents (per each set of documents): Based on transaction complexity but with a minimum of CHF 200.00
Transferred Documentary Credit	Notification: 0.10% on maximum Documentary Credit amount (tolerance included) with a minimum of CHF 500 Utilization and/or Payment (per each set of documents): 0.20% on documents value with a minimum of CHF 500

Common fees (when applicable)
Deferred payment / acceptance (per each set of documents)	0.20% on documents value with a minimum of 500.-
Amendment	300.- / amend
Cancellation	300.-
Discrepant documents	150.-

13. Safe deposit box

Height	Width	Depth	Annual rent
5 cm	30 cm	30 - 45 cm	250.-
7 cm	30 cm	30 - 45 cm	300.-
10 cm	30 cm	30 - 45 cm	350.-
15 cm	30 cm	30 - 45 cm	550.-
20 cm	30 cm	30 - 45 cm	700.-
30 cm	30 cm	30 - 45 cm	900.-
45 cm	30 cm	30 - 45 cm	1150.-

14. Remarks

Swiss residents are liable to pay VAT (Value Added Tax) applicable to certain services of the Bank, while non-resident clients are not. The following fees and commissions do not include VAT
The Bank’s remuneration for any other not described above shall be determined by the Bank with the client.
This tariff is subject to changes in accordance with the General Terms and Conditions of the Bank.
Brokerage and any eventual fees charged by third parties on all transactions will be debited separately. Federal stamp duty is levied according to the Swiss Federal Stamp Duty Act.
Additional fees may apply for accounts managed by external asset managers.

Simple and transparent!

Fees & Commissions for Company Accounts

Contact CIM Bank