Bank deposit guarantee
Bank deposits are covered up to 100'000 CHF per client.
Clients' deposits are covered up to a limit of 100'000 CHF per client. Medium-term notes held in the name of the bearer at the issuing bank are also considered deposits.
Esisuisse is in charge of the bank deposit guarantee in Switzerland. You will find details of its operation on their official website.
Frequently asked questions
What is the bank deposit guarantee?
Also called depositor protection or investment protection, is here to ensure that customer’s deposits are covered up to 100’000 CHF in case of bankruptcy of any Swiss bank or financial institution.
How does bank deposit guarantee work?
In the event of bankruptcy, payment will be made to depositors within 20 days. All banks and securities dealers in Switzerland are required by law to participate in the depositor protection scheme (esisuisse).